No Load Mutual Funds: Investment Hype vs. Investment Help
With the internet such a huge part of our daily lives, many investors have access to a wide range of instant investment information.Whether you're into stocks, bonds, mutual funds, futures or options, there are tons of electronic investment newsletters offering to turn your small stake into a giant fortune. All you need to do is subscribe and watch your portfolio soar. Yeah, right! As a practicing investment advisor specializing in no load mutual funds, I have received my share of e-mails from disillusioned subscribers wanting to know how to better evaluate newsletter services.
While there are no absolutes, I can give you a few pointers that might help you make a better decision:1. Stay away from the most obvious hype.
Ads promising to turn your $10,000 into $1 million in 2 years by buying this incredible stock or hot commodity are not promoting investing ? they are selling gambling. Follow the "If it sounds too good to be true, it usually is" rule.2. Most mutual fund newsletters won't make those outlandish claims, but some of them are still pushing the truth as far as they can. So try to get a free issue or two to examine. If you can't get a sample, check if they have a trial period? How about a money back guarantee? If not, pay with your credit card.
These days you're pretty well protected by this payment method even if the newsletter doesn't offer a satisfaction guarantee.3. Consider the editor as well as the disclaimer notes. Is he or she only publishing a newsletter? Or is he also an investment advisor with a practice? Why would that last point matter? I may be biased, but I believe that you get far better advice from a writer who also is in the trenches every day investing their own as well as their clients' portfolios. They would have far better insights as to what works and what doesn't than someone who has the theory down but no practical experience. 4.
Look at the investment recommendations. Are they suggesting you buy into a certain orientation such as mid cap, small cap or large value? Or are they picking specific investments based on a variety of technical indicators?In my no-load mutual fund practice I use specific recommendations, even for my free newsletter subscribers. They are first based on my trend tracking indicator giving us the green light and secondarily on the selection of mutual funds based on momentum analysis. The more specific the recommendations, the better, because that allows you to follow along either just on paper (which you should do at first) or with your actual portfolio.5. Are they recommending when to sell a mutual fund either because of gains or to limit your losses? This to me is the most important issue.
If there is no plan in place for getting out, how will you ever know when to sell? This has been the greatest downfall of most publishers (and investors!) since the bear market of 2000 ? not selling even if market conditions dictate it would be in your best interest to do so. The advice of most newsletter services can make you money in bull markets. However, with the continuation of the bear market still a distinct possibility; be sure to look at any newsletter's investment advice record since 2000.For many people investing is an emotional issue. The pendulum swings between fear of loss and greed for greater returns. If a complete methodology for buying and selling is offered in a newsletter, such as one I advocate, be sure that it fits your emotional make up.
There is no sense in following an investment approach, which may have merits, if it means sleepless nights for you. You won't stick with it for the long term ? and long-term investing is essential for making your portfolio grow and prosper. So, the bottom line is to look for a newsletter that:
- does not promise the moon,
- has a track record through up and down markets, and
- recommends an approach that not only is compatible for your investment style but also has an exit strategy so you can capitalize on your gains -- in the bank, not only on paper.
Ocean?s Bridge $25,000 Art Giveaway Searches for Recipients
Brooklyn-based Ocean's Bridge today announced their intention to give away a total of $25,000 worth of art reproductions for charity auctions and other fundraising efforts. They are appealing to the public to help find those perfect recipients."We want to try and help, in our own small way, the community institutions that are important but often face the greatest challenges in raising the money they need," James Skidmore, Ocean's Bridge Art Director said.Ideal beneficiaries of this first-time charity giveaway are small non-profit organisations and others who are looking to raise funds for a particular purpose, such as schools, hospitals, scholarship funds, and clubs, to name only a few possibilities.Ocean's Bridge requests that all prospective applicants let them know why a donation of artwork would be useful to their particular fundraising activity. Other qualifying criteria can be located on the Ocean's Bridge website at
Ocean?s Bridge $25,000 Art Giveaway Searches for Recipients 
Hedge funds > Ocean?s Bridge $25,000 Art Giveaway Searches for Recipients
Non-Profits Partner with Fundraising Website to Fundraise on their Own Behalf While Providing Hurricane Relief to Survivors of Katrina
Marietta, GA (ContentDesk) October 7, 2005 -- www.RestoreTheSpirit.com is a philanthropic website committed to raising funds for emergency relief efforts.
Jim DeLaMater founded the site with a vision to form partnerships with charitable organizations and create win-win fundraising opportunities.
Church groups, school groups, PTA organizations, scouts, little league teams and more can split profits between their own fundraising goals and survivors of Hurricane Katrina.
DeLaMater has pledged 100 percent of the profits to charitable organizations.Non-profits can raise money year round and receive unexpected boosts to fundraising when people are compelled to support greater causes such as hurricane relief.
DeLaMater noted, Certainly nobody wishes for tragedies, but when they occur, www.RestoreTheSpirit.com will be positioned to help.
As www.RestoreTheSpirit.com gains popularity, people will know they can depend on us to support all major causes. As...
Non-Profits Partner with Fundraising Website to Fundraise on their Own Behalf While Providing Hurricane Relief to Survivors of Katrina
Hedge funds > Non-Profits Partner with Fundraising Website to Fundraise on their Own Behalf While Providing Hurricane Relief to Survivors of Katrina
Financing Your Business Venture
Many small businesses were born during the recession of 2001. One key reason is that during a recession period overhead costs tend to be lower. Still the time comes when a business needs to ascend to higher ground and reach a larger group of consumers. This presents the challenge of finding money to finance your marketing plan. As with any major financing transaction one needs to be prepared with the appropriate documentation at hand as well knowing the methods of finding the best bargain small business loans available.
So where do you start?FIRST STEPS IN SHOPPING FOR BARGAIN LOANS.
1. Calculate what you can affordRemember to include rates, points and fees. 2.If purchasing a home include insurance and taxes.3. Get your credit report4.
Put your financial papers in orderThese would include:Bank statements Mortgage papers Insurance papers Car loan papers Tax IDBusiness expense receiptsTaxes overdueOther loan documentation Credit reports Other out-standing debt.FINDING...
Financing Your Business Venture
Hedge funds > Financing Your Business Venture
Offshore Markets - Looking Better All The Time!
The World's Market Capitalization is ShiftingEmphasis in major market capitalization is shifting away from established industrialized countries toward emerging markets.US market dominance has dramatically declined. The present tendency in the US to excess equity market valuation will accelerate the movement of capital to more attractive emerging markets. Share valuations in Asia, often at 1 1/2 times book value, compare most favorably with characteristic multiples of 6 for similar companies on the US market. Major US pension funds, e.g., CALPERS, are in high gear to diversify internationally by direct investment in emerging market growth companies.It will be some time before confidence in the Japanese capital market fully returns.The less liquid European equity markets, compounded by economic Uncertainties, remain unattractive.The move of investment capital will clearly be toward the emerging economies of Asia, Eastern Europe, and Latin America.World Economic Opportunities are Moving...
Offshore Markets - Looking Better All The Time!
Hedge funds > Offshore Markets - Looking Better All The Time!
Marathon Walking a Growing Trend - Charity Programs Help Average People Achieve Remarkable Goals
Fort Lauderdale (ContentDesk) September 30, 2003 -- While less than one tenth of one percent of Americans has ever completed a marathon, that number soon may be changing.
Due to the growing trend of marathon walking, many people who otherwise thought completing a marathon was out of their reach are getting their shot at achieving a lofty personal fitness goal while helping millions of Americans at the same time.
Many people used to think a marathon was not for them or that completing a 26.2-mile event was an impossible feat because they were not seasoned runners.
However, with the advent of charity programs like the Arthritis Foundation's Joint in Motion program, marathon walking is becoming not only acceptable, but also popular.
In fact, of the more than 2,000 participants annually in the Arthritis Foundation's Joints in Motion marathon training program, 60 percent are walkers.
"I never thought I could complete a marathon," said PAM BELEY,...
Marathon Walking a Growing Trend - Charity Programs Help Average People Achieve Remarkable Goals
Hedge funds > Marathon Walking a Growing Trend - Charity Programs Help Average People Achieve Remarkable Goals
The Hampshire Companies Reports Sale of 181,000 Sq. Ft. Industrial Building in Cherry Hill, NJ
The Hampshire Companies, a full service, private real estate investment fund manager, announced the sale of a 181,000 sq. ft. industrial building in Cherry Hill, N.J. to Brown Pelican, LLC.
The sale yielded $8,600,000 for Hampshire Partners Fund VI, a commingled, discretionary value-added real estate investment fund, and the sixth fund to be closed by Hampshire.
The property is a multi-tenant industrial building located at 7 Easterbrook Lane in the Cherry Hill Industrial Park.
It is located in an outstanding, strategic location just off of the New Jersey Turnpike and Interstate 95, with ready access to Interstate 295, in a strong industrial corridor in suburban Philadelphia.
"Hampshire Partners Fund VI is a value-add fund that is constantly seeking opportunities in the marketplace," said Norman A. Feinstein, Executive Vice President of the Hampshire Companies.
"We are pleased to work with Brown Pelican in completing this transaction which...
Hedge funds > The Hampshire Companies Reports Sale of 181,000 Sq. Ft. Industrial Building in Cherry Hill, NJ
Hedge funds No Load Mutual Funds: Investment Hype vs. Investment Help lcd tv